Small Spending Habits That May Be Costing You Thousands
We’ve seen a lot of interesting money habits and across the spectrum of behavioural finance during our time here at Locumsgroup. The one spending habit we routinely see and perhaps the biggest culprit for savings erosion are small, discreet habitual payments. Acts that may seem innocent enough, like ordering UberEats for a mid-week treat, in […]
Deductible and Non-Deductible Interest
Most of us have it. Nearly all of us don’t want it. And yet, it is often fundamental to financial growth in the modern, Australian landscape. What am I? Debt. Debt, and the effective use of borrowings enable you to buy assets in today’s dollars that will be valued in tomorrow’s dollar for the period […]
Understanding Tax Cuts: What It Means for You
Two Perspectives On Tax – Daylight Robbery Vs. Club Fees ‘Daylight robbery’ or ‘clubhouse fees’ provide two opposing perspectives on government mandated tax. While both sides provide a compelling argument, from a financial advisory perspective, let’s consider this. There is a price to pay for living in a safe democracy. A simple glance to a […]
Climbing To The Peak
There’s something almost mesmerising about the ongoing rally in global equity markets. Rather than a spectacular race to the peak, this quarter has seen a more slow and steady climb. By the end of March both the S&P/ASX 200 Index in Australia and the S&P 500 Index in the US are reaching new record highs […]
How A Strategic Organisational Structure Saw A Single Retail Outlet Transform into National Franchise
Team Locumsgroup had the task of providing financial advice and a strategic ownership structure to help a client expand their single retail outlet into a thriving national franchise…
Property – A Historically Sound Investment
Over recent years, Australia’s residential property market has experienced increased volatility and disruption. Speculation around the markets’ strength and future trajectory has been at the forefront of property-related communications, influencing people’s confidence and ability to buy or invest. Fundamental to understanding whether property is a suitable asset to help grow your financial portfolio is ensuring […]
Why Most Financial Plans Fail And How To Create One That Stands The Test Of Time
Financial goals vary. They might include saving for a deposit, taking an extended holiday, investing in a second property, or establishing a share portfolio – while we all have financial goals that we want to achieve, the difference between thinking about what they are and seeing them to fruition comes down to whether or not […]
We Look Back, So You Can Move Forward
At Locumsgroup, we recognise that understanding the defining financial events of the past is essential to achieving a secure financial future. As experts in financial advice and accounting, our speciality is identifying the key facts to advise and direct you toward realistic financial goals for the future. Whatever your goal may be, whether you want […]
The History of Locumsgroup
Take a trip back in time with us to the origin of our business – where it all began… The historic image below, taken in 1951, sets the scene. It was around the time when Locumsgroup was founded and has since traded as a successful financial advice and tax and accounting business for more than […]
