Financial trends that have shifted in 2022
We are currently in the fifth month of the year and there have already been extraordinary global affairs that have affected the financial trends for the rest of 2022. Inflation Even before Russia’s invasion of its neighbour, Ukraine, countries across the globe were experiencing rising inflation rates. The costs of goods and services are up […]
Does your savings account look very healthy?
The pandemic has shifted spending and saving priorities for many individuals, and has provided a chance to put aside a larger amount of cash into savings. This is widely attributed to the nation-wide lockdowns with people not being able to go out to shop and spend. A key metric is the amount of unallocated […]
Have you got the right ownership structure for your business or practice?
Whether you are a start-up or an established business you have to consider if your business is structured correctly. Critical analysis of your organisational or asset-ownership structure, and your business arrangements will result in you achieving the best outcomes from your enterprise. Asset Protection arrangements that recognise the potential risks associated with a […]
The key to money is understanding not what it can buy, but what it can do
By understanding not what money can buy, but what it can do is a key outcome in understanding how to achieve financial independence and freedom. At Locumsgroup, our specialists work closely with you to help refine, manage, and ensure that your financial objectives are efficiently and effectively identified and achieved. We apply Nobel Prize […]
Seven Investment Portfolios (defensive assets/growth assets)
Tailored Investment Solutions Each investment portfolio is uniquely tailored to match your individual risk profile. We create your profile based on a risk assessment questionnaire, developed alongside the University of New South Wales to match seven key risk profiles. We then use this to determine how to best manage risk based on a ratio of […]
Investment Philosophy
Understanding our client’s financial objectives and providing access to diversified portfolios in keeping with their investor risk profile, enables us to assist our clients to achieve constant investment returns and capture the financial performance of the capital markets. We are asset-allocators not stock-pickers. Our client portfolios are built on globally diversified blends of index funds. […]
Australian Housing Market Update
The housing market in Australia traditionally slows down during the winter months, however we are continuing to see a spike in the housing market with no signs of it slowing down anytime soon. There is a strong demand for properties across NSW. The world seems to have changed with house hunters looking to either […]
SETTING UP A SELF MANAGED SUPER FUND
Locumsgroup can assist in establishing a self managed super fund (“SMSF”) if that is the direction you would like to steer your retirement funding toward. We have a high level of expertise in the field and can attend to all of the required steps to set up your fund. In general terms, the steps […]
IS A SELF MANAGED SUPER FUND RIGHT FOR YOU?
Arguably, the main reason for establishing a self managed super fund (“SMSF”) is to introduce leverage into your superannuation arrangements. Just about every other investment that you might like to hold for retirement funding purposes can be achieved through a personal super plan. A personal super plan (“PSP”) is less complicated and less expensive […]
What should I do with my newfound money?
A sum of money that can last one person a lifetime might last another just a few years, months, or even weeks. If you made significant savings last year during COVID-19, or have been lucky enough to receive a pay increase, here are some tips that will help ensure your newfound money is put to […]
