- Don’t invest until you understand the numbers.
- Make sure the holding costs (rental income less outgoings) are manageable.
- Invest in locations with high population, employment, and mid to long term capital growth.
- Diversify across lenders to increase your borrowing capacity. Your goal is to own a large asset base.
- Buy and hold for seven to ten years. Few people grow wealthy by buying and selling continuously.
- The area must be close to key amenities such as schools and public transport and a sound long term rental history.
- Choose new or renovated properties to maximise savings and minimise the need for maintenance.
- Go cross-country. Diversify your property investments to protect your portfolio against markets with prolonged flat periods. Diversification works!
- Ensure you have a team of property investment specialists with appropriate research to support any investment decision that you make. A team that can provide ongoing support and education.
- Do not invest in holiday locations! Rent those ones, it will be less expensive!

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Contact Details
Level 4, 8 Spring Street
Sydney NSW 2000
PO Box R242
Royal Exchange NSW 1225
P: 02 9255 8888
Fax: 02 9247 2868
Email: info@locumsgroup.com.au
Locumsgroup Asset Management Pty Limited ABN 71 113 009 626 | Australian Financial Services Licence Number: 339567
Locums Nominees Pty Limited ABN 084 426 415 | Australian Credit Licence Number: 396340 | Locumsgroup Private Accounting Services Pty Ltd ABN 66116 993 670 | Tax Agent Number: 72898005