News

The key to money is understanding not what it can buy, but what it can do

By understanding not what money can buy, but what it can do is a key outcome in understanding how to achieve financial independence and freedom. At Locumsgroup, our specialists work closely with you to help refine, manage, and ensure that your…

Seven Investment Portfolios (defensive assets/growth assets)

Tailored Investment Solutions Each investment portfolio is uniquely tailored to match your individual risk profile. We create your profile based on a risk assessment questionnaire, developed alongside the University of New South Wales to…

Investment Philosophy

Understanding our client’s financial objectives and providing access to diversified portfolios in keeping with their investor risk profile, enables us to assist our clients to achieve constant investment returns and capture the financial performance…

Australian Housing Market Update

The housing market in Australia traditionally slows down during the winter months, however we are continuing to see a spike in the housing market with no signs of it slowing down anytime soon.   There is a strong demand for properties…

SETTING UP A SELF MANAGED SUPER FUND

Locumsgroup can assist in establishing a self managed super fund (“SMSF”) if that is the direction you would like to steer your retirement funding toward.  We have a high level of expertise in the field and can attend to all of the required…

IS A SELF MANAGED SUPER FUND RIGHT FOR YOU?

Arguably, the main reason for establishing a self managed super fund (“SMSF”) is to introduce leverage into your superannuation arrangements.  Just about every other investment that you might like to hold for retirement funding purposes…

What should I do with my newfound money?

A sum of money that can last one person a lifetime might last another just a few years, months, or even weeks. If you made significant savings last year during COVID-19, or have been lucky enough to receive a pay increase, here are some tips…

8 Ways To Pay Off And Consolidate Your Credit Card Debt Faster

Australian consumers are getting better at managing credit card balances – New figures from the Reserve Bank of Australia reveal the nation’s credit card bill in January 2021 dropped by $7.38bn on the same month a year ago – however many…

New Year. Time to review your finances!

We all know that the New Year is the perfect time to review your finances and set new goals for the year ahead. In case you missed your planning session on the first day of January – here is another chance! This is a great time to get clear…

TEN TIPS TO MAXIMISE YOUR RETURNS FROM INVESTMENT PROPERTY

Don’t invest until you understand the numbers. Make sure the holding costs (rental income less outgoings) are manageable. Invest in locations with high population, employment, and mid to long term capital growth. Diversify across…

BUYING AN INVESTMENT PROPERTY

Over the long term, property is recognised as a stable and reliable asset for wealth creation.  Property is a store-of-wealth asset. Whether you are looking to buy your first investment property or add to your current portfolio, property…

Your Home is not an ATM

The holiday season is almost upon us and after spending a good portion of the year couped up at home experiencing cabin fever, it’s now time to plan that well-deserved getaway. However, during a time of economic uncertainty, finding money…