The Aussie Dream: Heartache, Hope, and Alternative Paths to Wealth
The dream of owning a home in Australia has long been a cornerstone of our national identity. But for many, particularly in today’s market, that dream presents its own set of challenges. The reality is, purchasing a property in Australia right now can be frustrating. Over the last decade, we have witnessed substantial growth […]
Why Most Financial Plans Fail (and how to create one that works).
Financial planning. It’s something we all know we should do, but often falls off our radars. We have the best intentions, yet life throws curveballs, motivation fades, and suddenly that meticulous plan is gathering dust on a shelf. But why do so many financial plans fail? And more importantly, how can you create one that […]
Top 6 Maxims from Our Team in 2024
As 2024 draws to a close, it’s a good time to reflect on the financial wisdom that has guided us throughout the year. Here are six key maxims from our team to help you navigate your financial journey: Diversification is Key Don’t waste time searching for that one elusive “winning” investment. Instead, spread your risk […]
From Burden to Balance: Transforming Your Debt Journey
Personal and household debt is a hot topic in Australia, impacting a significant portion of the population. In fact, Australia has some of the highest levels of household debt in the world! And while Australian house prices are certainly a big driver of increasing loan sizes, there are many other easily accessible forms of borrowing […]
The Art of Saving for an Early Retirement
According to the Australian Bureau of Statistics, in 2022 130,000 people retired, with the average age being 64.8 years. The age of retirees has slowly increased since the 1990’s when it was around the ages of 60 to 61 years. However, this age is higher for men compared to women. Dreaming of an Early Retirement? […]
The Presidential Election: Investment Implications for Australians
The upcoming US presidential election will be pivotal for the direction of financial regulation and the economy, not just for Americans, but across the globe. The US elections are too close to call and have many variables associated with them. What are the implications of either side winning the election for Australian investors? If you’re […]
Financial Discipline And Steps To Save During A Cost Of Living Crisis
Hercules, the Greek god, had the strength, determination and grit to lift two stone pillars. He wanted it all, but his downfall was going in without a plan or knowing who he really was…. While your goal might not be to lift two tonnes, to achieve your financial goals, you still need a plan. In […]
The Visual Evolution of Locumsgroup
Established in 1952 in London, Locumsgroup originated as a publishing company, founded to assist Australian Medical and Dental Practitioners with their financial affairs while working overseas. During our establishment, we cultivated a set of core services and an overarching approach that have and continue to form our company’s value and purpose. While many of our […]
Optimising Your Superannuation Fund
Whether you are looking to retire or have just started your first full time job, managing your superannuation account is an important component to consider. A review of your superannuation fund can take form in a number of ways, detailed below: Review Your Current Fund Ensure your retirement funds are invested in line with your […]
Small Spending Habits That May Be Costing You Thousands
We’ve seen a lot of interesting money habits and across the spectrum of behavioural finance during our time here at Locumsgroup. The one spending habit we routinely see and perhaps the biggest culprit for savings erosion are small, discreet habitual payments. Acts that may seem innocent enough, like ordering UberEats for a mid-week treat, in […]
