Tailored Investment Solutions
Each investment portfolio is uniquely tailored to match your individual risk profile. We create your profile based on a risk assessment questionnaire, developed alongside the University of New South Wales to match seven key risk profiles. We then use this to determine how to best manage risk based on a ratio of growth to defensive investments.
The asset selection changes dependent on your investor risk profile. The maximum defensive profile contains 90% defensive assets and 10% growth assets and at the other end of that spectrum the portfolio contains 10% defensive assets and 90% growth assets.
Seven Portfolios (defensive assets/growth assets)
- Defensive: 90% / 10%
A Defensive Investor is not prepared to take risks with their investment funds, rather they are concerned with their capital preservation.
- Moderately Defensive: 70% / 30%
A Moderately Defensive Investor is primarily concerned with capital preservation; they are not prepared to take minimal risks with their investment funds.
- Conservative: 60% / 40%
A Conservative Investor is prepared to sacrifice higher returns for the benefit of capital protection.
- Balanced: 40% / 60%
A Balanced Investor has some understanding of the behaviour of investment markets and is prepared to accept short term capital risk and volatility in order to gain longer term capital growth.
- Moderate: 30% / 70%
A Moderate Investor understands that there will be a level of volatility in the value of their investments and is prepared to accept a small amount of risk in order to benefit from some capital appreciation.
- Growth: 20% / 80%
A Growth Investor is prepared to sacrifice short term safety in order to maximise long term capital growth, therefore their portfolio is strongly biased toward Australian and International shares with fixed interest and property providing some income and stability of returns.
- High Growth: 10% / 90%
A High Growth Investor is prepared to sacrifice investment capital in pursuit of the highest long term capital growth.
THE KEY TO UNDERSTANDING MONEY IS NOT WHAT IT CAN BUY BUT WHAT IT CAN DO
