How an SMSF could benefit you 

Depending on your individual situation, the advantages of an SMSF may include:

  • tailored tax management on investment income and capital gains
  • greater flexibility in investment choices and asset selection
  • control over your total investment portfolio, with the ability to take account of the risk profile of all your assets, including those held outside superannuation
  • the ability to pool your resources with up to 4 fund members with similar financial objectives, such as family members
  • maximum flexibility in establishing and managing pensions, including account based, transition to retirement and term allocated pensions
  • greater flexibility for accessing Centrelink benefits such as the age pension
  • the ability to invest in direct property
  • the ability to transfer personally owned listed shares, business real property and managed funds directly into your superannuation fund, and
  • the ability to own business real property in your superannuation fund, to assist your business cash-flow.